Court Summons

What the heck is a Summons and why did I get Served?

The Plaintiff will start off a Summons by preparing a paper and submitting it with the court informing them that the Defendant is being sued.

The Summons will state the amount of time the Defendant has to answer the Complaint.

If you do not answer, or show up on your court date (Small Claims Court) you will get a Default Judgment Entered Against you. Meaning you didn't show up and lost. This entitles the Plaintiff to win the Entire Amount that they are suing you for. Is it worth it?

You got served because the Plaintiff is saying hey Stupid! We bought the debt from ____________ Bank and now you owe us money. We are suing you and you best pay it now.

They are really, really, really hoping that you are stupid and just don't show up in court so that they can get a default judgment against you. But you are not stupid now are you? Obviously not, you are here looking for some help and I will try to explain and hopefully help you here.

They are hoping that you don't know your rights, and won't show up and they'll get a default judgment against you and then freeze your bank account and garnish your wages legally.

They don't want you to know that you should answer the complaint and list every single Affirmative Defense that you can possibly think of.

They don't want you to know that over 90% of Credit Card Debt Lawsuits end up being Dismissed because of numerous things! (see below)

SORRY THE BURDEN OF PROOF IS ON THE PLAINTIFF SO BRING IT ON!

The Plaintiff needs to prove that you owe them money. They need to show an Assignment signed over from the Original Creditor over to the Plaintiff. They need to show a Contract between you the Defendant and the Original Creditor. And they need to prove that the Statute of Limitations is still alive and kicking in order for them to sue.

Plaintiff must prove their claim not the Defendant. The defendant doesn't have to prove squat.  The Plaintiff is suing you, and you need to fight them back and make them prove every single Count on their Complaint is just and true!

Legal Disclaimer- I am not a lawyer, I am not providing any legal advice nor am I claiming to be a legal or debt expert. This information is provided on my own research and experiences with my own Debt Lawsuits. This information and sample documents are for research and sample purposes, use this advice and forms at your own risk.