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Welcome to ProSePedia.com.
This website is for people
who are being sued by Collection Agencies/Junk Debt Buyers Only.
People say that when you represent yourself in court you are being the fool.
They really leave out however, that some lawyers just charge way too much money,
and most don't call back leaving them only to Defend themselves or give up.
If you just give up, well then, you LOSE by Default.
We say that when a lawyer charges too much or don't call back and you then
decide not to answer your Complaint it is then & only then you are being the
fool.
Will it take up your time?
Absolutely. Learning to defend yourself is time consuming, however, it is a
great feeling when you learn, stand up and fight for yourself and end up
WINNING!
I must point out here that I
am not an attorney and I am not giving out Legal Advice I am just telling you
through this website everything that I have learned while defending myself in
court.
Did I win? Um. YEP. How did I
learn all of this? About 17 hours a day for about 35 days of READING and
gathering information to defend myself. Was it a pain in the ASS absolutely. But
I had no choice. My attorney wouldn't call back and I wasn't going to let these
Scum Bags win knowing that they were doing so much wrong.
What does Pro Se Mean? -
Pro Se refers to the instance of a person
representing himself or herself without a lawyer in a court proceeding, whether
as a defendant or a plaintiff and whether the matter is civil or criminal.
Pro se is a Latin phrase meaning "for oneself".
Keep This In
Mind
Once you are sued by the
Plaintiff you must file an answer or they will win by Default. Every single
penny they are suing you for they will get by default judgment if you fail to
answer. They can then put a Lien on your Property and Garnish your wages and on
top of that Freeze Your Bank Account with this judgment in hand.
You need to always check your
Rules of Trial Procedure Period. You have to do everything by the Rules of the Court.
Just because what I write doesn't mean it is legal in your State. I am writing
in regards to Indiana and will give examples of what I have done. However, you
can use these examples, but you must use the Trial Rules of the State where you
Reside in, not mine.
Not all Courts have the same rules,
therefore, you will need to check with your County Courts Local Rules before
proceeding with your Answer.
Grounds for Dismissal Before
Even Answering the Complaint (check your State's Rules of Trial Procedure)
Legal Disclaimer- I am not a lawyer, I am not
providing any legal advice nor am I claiming to be a legal or debt expert. This
information is provided on my own research and experiences with my own Debt
Lawsuits. This information and sample documents are for research and sample
purposes, use this advice and forms at your own risk.
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